final payment

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final payment

The customer hands over the final payment to the store clerk.

Definition

Noun: - The concluding monetary settlement of an obligation: This term refers specifically to the last installment or sum of money paid to completely settle and discharge a debt or financial liability.

Usage
  • This term is used in financial, legal, and contractual contexts to denote the action that concludes a payment plan or loan agreement.
  • It emphasizes the completion of the payment process, leaving no remaining balance.
Examples
Advanced Usage
  • "To make the final payment": To complete the act of paying off a debt.
    • Once you make the final payment, the mortgage on the house will be cleared.
  • In legal contexts, a final payment can be a condition precedent for the release of a lien or the transfer of a title.
Variants and Related Words
  • Lump-sum payment: A single payment made for the total amount owed, which can also serve as a final payment.
  • Balloon payment: A large, final payment due at the end of a loan term, often associated with certain types of mortgages or loans.
  • Settlement: A broader term for an agreement that resolves a dispute or obligation, which may involve a final payment.
Synonyms
  • Last installment
  • Closing payment
  • Satisfaction of debt (a more formal, legal synonym)
Antonyms
  • Down payment (an initial payment made at the start)
  • Interim payment (a payment made during the course of an agreement, not the final one)
  • Outstanding balance (the amount that remains to be paid)
final payment

The customer hands over the final payment to the store clerk.

Noun
  1. the final payment of a debt

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